from Verification to Payout — no hassle

Collect Payment from your Customers in Seconds

Get paid faster than the usual stack      

Streamlined onboarding, compliant verification, and settlements tuned for speed—so you spend less time on paperwork and more time moving money.

Revenue
$ 48,700.21
+21%since last month
Sales
3,260
+12%since last month
New Customers
963
+08%since last month
Revenue Overview
JunJulAugSepOctNov
Revenue Overview
MayJunJulAugSepOctNov

Step 4

Start Accepting Payments

Go live and start accepting payments with Paydios

Paydios
Paydios
Paydios
Paydios
Apple Pay
Cryptocurrency
Paydios
Paydios

✔ Creating payment token...
ℹ Token: pk_live_51Nvm...
✔ Payment token created successfully.
ℹ Customer: john.doe@example.com
ℹ Amount: $149.99
ℹ Currency: USD
✔ Payment processed successfully.
✔ Transaction ID: txn_9876543210
✔ Receipt sent to customer email.

A
secure platform

See why our customers choose us for their payments.

200 M+

USD Transactions Processed

1,200 +

Merchants Worldwide

160 +

Countries Supported

— What Nobody Tells You Upfront

Standard gateways leave you vulnerable

Traditional gateways approve accounts fast—only to hold your funds, freeze payouts, or drop your business with zero human explanation.

Standard Gateway

MID #8942-019

FROZEN

Total Locked Capital

$0.00
Payouts locked due to automated risk rule #409
Security Hold

Accounts Suspended Overnight

Automated algorithms freeze your entire payout balance without human review.

Total Revenue Withheld

$0.00
Hold Payouts
MAR 2026
$24,800 HELD
FEB 2026
$19,700 HELD
JAN 2026
$17,040 HELD
Reserve Hold

Pending Payout Holds

Gateways withhold 10–30% of gross revenue for up to 6 months in rolling holds.

Automated Risk Scan
CRITICAL
Volume Velocity ScanFLAGGED
Geo Location FilterBLOCKED
IP Anomaly DetectionPAUSED
Risk Engine

Arbitrary Risk Flagging

Sales surges trigger instant risk flags that restrict your daily volume.

Bank_Stmt_Q2.pdf

Format mismatch

PENDING

Articles_Inc.pdf

Re-upload required

REJECTED

Utility_Bill.pdf

Queue #84

STUCK
Compliance

Endless Verification Loops

Repeated document requests stall your payouts for weeks in compliance review.

Ticket #84920
UNRESOLVED
Ticket Logged #8492014D AGO
AI Bot RoutingQUEUED
Human Specialist ReplyPENDING
Support Queue

Ghosted by Support

No account manager—only automated bots sending canned replies.

See how Paydios is different

Standard processors are built for low-risk SaaS. The moment you scale or process internationally, their risk models treat your growth like fraud.

FeaturePaydiosStandard Processors
Account Stability
Rock-solid. 8+ years. Zero bans.
Random bans with zero warning
Fund Freezes
Funds hit your account like clockwork
90–180 day holds, no recourse
Scaling Limits
Built to process $1M+/month
Flagged the moment you grow
PayPal Access
Verified HK Business PayPal — the most stable tier on the planet
Weak. Personal. Easily limited.
Tax Efficiency
8.25% HK corporate rate — legally optimized
Full domestic tax exposure
Payment Solution

Powering Every Industry.

Live routing
Unified payments
Rail status: optimal
Fiat & wallet
You collectToday
$24,850USD
You settleT+1 payout
$24,820Bank
Transparent fee$0.00
Accept payments

Pricing

Choose the perfect plan for your business. Transparent pricing with no hidden fees. Scale as you grow with our flexible payment solutions.                     


Startup

Perfect for startups, freelancers, creators & small businesses with pay-as-you-go processing.

0 / mo

No Monthly Subscription Fee

  • Process up to $5,000/month limit
  • 5.50% Payment Processing (Visa, Mastercard, Amex, Discover)
  • Supports Apple Pay, Google Pay & Crypto (BTC, ETH, USDT, etc.)
  • 2.00% Payout & Settlement Fee
  • 2.00% Fraud & Risk Assessment Fee
  • 1.00% GST & Tax Fee
  • 1.50% Revenue Protection & Recovery
  • Hosted Checkout Pages & Payment Links
  • Payment API & Developer Documentation
  • Merchant Dashboard & Real-Time Analytics
  • Next-Day Payouts
  • Secure KYC & Compliance
  • PCI DSS Level 1 Secure Infrastructure
  • Multi-Currency Payment Acceptance
  • Dedicated Account Manager
Start Free

Professional

Designed for scaling companies needing higher limits and optimized processing rates.

4.0%

Up to $100k USD monthly processing limit

  • Process up to $100,000/month limit
  • 4.00% Flat Payment Processing Fee
  • Reduced Payout & Settlement Fees
  • Advanced Fraud & Risk Assessment
  • Hosted Checkout Pages & Payment Links
  • Merchant Dashboard & Advanced Analytics
  • Next-Day Payouts
  • Full API, Webhooks & SDKs
  • Secure KYC & Compliance
  • PCI DSS Level 1 Secure Infrastructure
  • Multi-Currency Payment Acceptance
  • Priority Developer Support
  • Dedicated Account Manager
Upgrade Plan

Enterprise

Tailored solutions for high-volume merchants processing large transaction amounts.

Custom

For processing more than $1M USD/month

  • No processing limits (>$1M USD/month)
  • Custom tailored volume-based transaction rates
  • Custom negotiated Payout & Settlement Fees
  • Custom Fraud & Risk Assessment rules
  • Hosted Checkout, Payment Links & Custom UI integration
  • Real-time Enterprise analytics & custom reports
  • Instant or customizable Payout Schedules
  • API, Webhooks & Custom SDK support
  • Enterprise KYC, compliance & risk monitoring
  • Multi-Merchant & parent-child account setup
  • Dedicated Integration & Support Engineering teams
  • 24/7 SLA Support & Dedicated Account Manager
Contact Sales

Third party integrations

Plug Paydios into your existing stack

Launch faster with platform connectors, developer-friendly APIs, and webhook flows built for high-volume digital businesses.

WordPress

WordPress

Seamlessly integrate Paydios payment gateway with your WordPress website. Easy setup with our dedicated plugin.

Learn integration details

React

Build powerful payment experiences with our React SDK. Perfect for modern web applications and SPAs.

Learn integration details

Next.js

Server-side rendering support with our Next.js integration. Optimized for performance and SEO.

Learn integration details

Laravel

PHP developers can easily integrate Paydios with Laravel using our comprehensive package and documentation.

Learn integration details

PHP

Simple PHP integration for any website or application. Lightweight and easy to implement.

Learn integration details

Custom integrations

REST APIs, internal tools, and bespoke stacks—ship on your platform with our docs and support.

Learn integration details

Paydios integration guide

Copy-ready PHP SDK

Official PkPayPlus merchant API SDK for PHP. Keep your secret key on the server only.

Full docs on GitHub
PHP
checkout.php
<?php
// composer require pkpayplus/pkpayplus-php
// .env (server only, never commit): PKPAYPLUS_SECRET_KEY=sk_live_xxx

require __DIR__ . '/vendor/autoload.php';

use PkPayPlus\Client;

$pk = new Client();

$session = $pk->sessions()->create($merchantId, [
    'amount' => 1999,
    'currency' => 'USD',
    'description' => 'Order #1001',
    'source' => 'custom_php',
]);

$sessionId = $session['session_id'];
🎉
Why choose us

Elevate Your Payments
with Paydios

At Paydios, we combine speed, security, and flexibility to give your business a smarter way to accept payments. From real-time support to powerful APIs and automated workflows, we make sure every transaction is seamless and reliable.

Ready to level up your payment process?

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